The Logan Real Estate Water Cooler

My garden this year is exceptional. I don’t know why, but I will not complain. In order to use its bounty I have had to become creative at mealtimes, so, I put together this recipe for my beautiful Cubanelle Peppers. This would also work with Anaheim or Pablano peppers as well.

I collect 6-8 good size peppers. Mine are about 7 inches long, give or take. Lay them on their sides and cut out about an inch wide opening along the whole length of the pepper. Remove the ribs and seeds. Save the part of the pepper you cut out. I salt and pepper the inside of the peppers and put them in a baking dish.

Next I make my Spanish Rice. Here is my Recipe. But if you have a favorite, use that one.

I Chop 1 small onion, 1 rib of celery, 1 large clove of

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I have a beautiful garden with an abundance of veggies. Summer and zucchini squash are both a blessing and a curse sometimes. You love them but they reproduce just like rabbits. Before you know it they are taking over the counter, refrigerator and your neighbor’s front door step.

One of my husband’s favorite ways to eat them is breaded and fried, (that is actually about the only way he will eat them). Sounds simple enough but did you know you can do a huge batch at once and freeze them to enjoy all year long? I do this every year and we eat them until we get fresh ones the next season.
Here are the steps to enjoying fried summer squash and/or zucchini year round.

I wait until I collect a good amount of squash, 10-12 medium. I slice them in coins

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Unforseen Expenses For HomeownersThe American dream is never complete until one owns one’s own home.  Home ownership is nothing if not liberating. There’s something to be said about waking up every morning, knowing that the hard work that you do each day is paying off – that you are actually paying on something that will eventually be 100% yours. 

If you have not yet made the decision to cross over from renter (or perhaps even squatter in your mom’s basement) to home owner, then you may be wondering if you can swing a monthly mortgage payment. 

Unforseen Expenses For Homeowners

The truth is that planning and careful budgeting is necessary for most folks to become successful home owners.  The first budgetary consideration you will need to make is whether or not you can afford to

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Logan Utah ForeclosuresMany would-be homebuyers are confused when it comes to buying bank-owned properties and most of them give up – and pass up bargains – before they actually give the process a chance.

But the process for buying these so-called REOs is not that complicated, although these are waters best treaded with the help of a licensed real estate agent by your side. 

If you are looking for REOs to browse while home shopping, then contacting an agent who works in the same area that you want to live in should be your first step.  An agent with local ties is one that will know about the REOs and other distressed properties that might interest you.

One reason that dealing with an agent is the way to go is that your agent will have up-to-date information about bank

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deciphering_what_your_lender_says_267Does your mortgage lender sound like he’s speaking a foreign language? Getting a mortgage can be difficult, especially since there is a lot of paperwork involved. 

You will have lots of documents to read and then sign, and if you are like the average homebuyer, you will run into a lot of different terms that you may not have heard before. 

Instead of just nodding your head and signing on the dotted line, it is important that you gain a better understanding of what your lender is saying (and what you are signing), or you may end up making costly mistakes on the biggest purchase of your life. 

Don’t get your pen out just yet!  You need to learn some of the basic mortgage language and gain some general knowledge about terms like jumbo loans and

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The devil’s in the details, or so they say, and when it comes to zoning and land use regulations, the place to watch out for the devil is in the Definitions.

Each town or county sets its own land use definitions, so that’s where you’d go to find out what you’re up against. 

Let’s say, for instance, you want to divide your house up so your mother-in-law can move into her own space. Does that classify as just creating an “in-law apartment”, or are you turning your “single-family house” into a “multi-family dwelling”? 

Or if you want to set up an antique shop in your garage, is that a “retail use” or just a “home occupation” or an “accessory use”? 

Definitions of terms like “residential” and “single-family home” are pretty standard throughout the

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fixer_upper_200When it comes to fixing up a fixer-upper, remember the maxim “less is more.” 

All too often I see a perfectly good old house being renovated to death by over-zealous owners who were brainwashed into the mindset that brand new sheetrock is better than hand-mixed horsehair plaster and that wall-to-wall carpet is better than tongue-and-groove maple flooring. 

As a rule of thumb, the quality of materials and workmanship in years past was far superior to what you’ll pay an arm and a leg for today, so why not use that as the starting point, rather than tearing it all out and starting from scratch? 

So if you’re thinking of buying a fixer-upper, try to surround yourself with people who understand the “less is more” concept. 

You don’t want a buyer’s

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buying_distressed_property_200_01Distressed properties (short sales, foreclosures, REOs) are abundant these days.  They are “distressed” because many times, the home sits empty with no attention to its maintenance.  For investors, the homes become a good opportunity to invest in real estate at a lower cost than the neighborhood might dictate. 

For home buyers, foreclosures and short sales represent the chance to “move up” in their amount of home at a great price. 

I showed a foreclosure property last week.  It was a true showplace or at least it had been before the owners let it go.  I had the forethought to walk through the home before my clients arrived.  As I walked through, there were scratches on the hardwood floors and walls, wires everywhere, broken doors and other issues. 

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These errors cause investors thousands of dollars and countless hours of stress.

Error 1 is Price Shopping. 

property_manager_200Going with the cheapest solution to get and manage your property will get you the cheapest result.  Value is getting the most bang for your buck from your investment dollar.  Many investors start out planning to get a large cash flow by acquiring the least expensive home the can find and by doing the management themselves, part time. 

After about six months of trying to invent an accounting system using a generic spreadsheet software, learning boiler zone valve repair at night after their regular job, and discovering they are in sales and marketing, they start shopping for someone to fill their vacancies and for goodness sake get that

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hardship_letter_200First, if you’re currently involved in a short sale, and your listing agent isn’t assisting you in writing your short sale hardship letter, you need a new agent. This letter is critical to persuading the lender to allow a short sale of your home. A seasoned short sale professional understands this and offers advice on how to put together the short sale hardship letter. 

If you thought you were down in the dumps over the fact that your house is worth less than what you owe on it, wait until you write your short sale hardship letter to the lender. Once it’s finished, though, and on the desk of the loss mitigator at the bank, you can breathe a sigh of relief, realizing you are one step closer to moving on with your life.

A short sale hardship letter

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